Moving from the NDIS (National Disability Insurance Scheme) to aged care is an important life transition for many Australians. Understanding how the process works, the key differences between systems, and how to plan can make the shift smoother and less stressful.

What Happens When You Turn 65 on the NDIS?

Under current rules, the NDIS supports people with disability under the age of 65. However, if you are already receiving NDIS funding before turning 65, you have two main options:

• Stay on the NDIS (as long as you remain eligible)
• Transition to the aged care system

The transition is not automatic; it is a personal choice based on your needs, goals, and health situation.

Key Differences: NDIS vs Aged Care

Understanding the difference between the two systems is essential when deciding what’s right for you.

NDIS supports: NDIS: Focuses on independence, skill-building, and long-term goals

• Therapy and allied health
• Assistive technology
• Home modifications
• Support workers

Aged care services: Focuses on maintenance, safety, and day-to-day support

• Home Care Packages
• Personal care (showering, dressing)
• Meal preparation and cleaning
• Nursing care
• Residential aged care

NDIS to Aged Care Transition: When Is the Right Time?

You might consider transitioning if:

• Your needs are becoming more health-related rather than disability-focused
• You require regular nursing or medical care
• You are considering residential aged care
• Your current supports no longer align with your lifestyle

How to Transition from NDIS to Aged Care

1. Contact My Aged Care

You’ll need to register with My Aged Care, the entry point for aged care services in Australia.

2. Get an Assessment

An assessor will determine your eligibility for supports such as:

• Commonwealth Home Support Programme (CHSP)
• Home Care Packages
• Residential aged care

3. Compare Support Options

Consider:

• Staying at home with services
• Moving into aged care accommodation
• Level of care required

4. How to Coordinate Your Exit from NDIS

Work with your:

• Support coordinator
• NDIS planner
• Providers

This ensures there is no gap in services.

Emotional Impact of Transitioning – The move from NDIS to aged care can feel overwhelming. Many people experience:

• Loss of control due to less flexible funding
• Anxiety about new providers or environments
• Concerns about continuity of care

However, with the right support, aged care can offer:

• Stability
• Access to healthcare professionals
• Ongoing daily living assistance

Tips for a Smooth NDIS to Aged Care Transition

• Start planning 6–12 months early
• Involve family, carers, or advocates
• Keep records of current supports
• Ask providers about continuity of care
• Seek independent advice if needed

Final Thoughts

The transition from NDIS to aged care in Australia is a significant step, but it doesn’t have to be difficult. By understanding your options, planning early, and seeking the right advice, you can ensure continued support, comfort, and quality of life.

Whether you choose to remain on the NDIS or move into aged care, the goal is the same: maintaining dignity, independence, and well-being as you age.